HomePersonal LoansTeachers Mutual BankFixed Rate All Purpose Personal Loan

Teachers Mutual Bank Fixed Rate All Purpose Personal Loan

The Teachers Mutual Bank Fixed Rate All Purpose Personal Loan offers rates from 7.99% p.a. (8.20% p.a. comparison rate*). on loans of $4,000 to $80,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Teachers Mutual Bank Fixed Rate All Purpose Personal Loan is an unsecured loan with a fixed interest rate of 7.99% p.a. The comparison rate is 8.20% p.a.* Loan amounts range from $4,000 to $80,000, with flexible terms lasting between 2 and 6 years. There is a one-time establishment fee of $150, and no ongoing monthly fees apply. This structure provides clear and predictable repayment costs throughout the life of the loan.

This personal loan may be a good choice if you’re looking to consolidate debt, renovate your house, or go on that trip—plus appreciate the certainty of fixed repayment amounts. Additionally, borrowers benefit from no fees charged for paying out the loan early, offering greater flexibility in managing your finances.

Product Details
Fees

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$150 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 7.99% p.a.

Loan Amount

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From $4,000 to $80,000

Loan Terms

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2, 3, 4, 5 or 6 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Teachers Mutual Bank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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