HomePersonal LoansTeachers Mutual BankFixed Rate All Purpose Personal Loan

Teachers Mutual Bank Fixed Rate All Purpose Personal Loan

The Teachers Mutual Bank Fixed Rate All Purpose Personal Loan offers rates from 7.99% p.a. (8.20% p.a. comparison rate*). on loans of $4,000 to $80,000.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
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Expert Review

The Teachers Mutual Bank Fixed Rate All Purpose Personal Loan is an unsecured loan. It offers a fixed interest rate of 7.99% p.a. The comparison rate is 8.20% p.a.. Loan amounts range from $4,000 to $80,000. Terms are flexible, lasting from 2 to 6 years. There is a one-time establishment fee of $100. No ongoing annual fees apply. This ensures transparent repayment costs throughout the loan term.

This personal loan is great for individuals looking to consolidate existing debt. It can also be used for home renovations or to finance travel plans. Borrowers benefit from fixed repayment amounts. The fixed interest rate ensures consistent monthly payments. This helps borrowers manage their budgets with greater confidence throughout the loan term.

Product Details
Fees

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$100 establishment fee

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$0 annual fee

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Early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate of 7.99% p.a.

Loan Amount

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From $4,000 to $80,000

Loan Terms

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2, 3, 4, 5 or 6 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Teachers Mutual Bank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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