Virgin Australia Velocity High Flyer Credit Card

The Virgin Australia Velocity High Flyer Credit Card offers 100,000 bonus Velocity Points. Ongoing benefits include Velocity Points earned on everyday purchases, complimentary travel insurance, Single Entry Virgin Australia domestic Lounge invitations, and a $129 Virgin Australia Gift Voucher each year.

Updated 18 May 2022

Expert Review

The Virgin Australia Velocity High Flyer credit card is Virgin Money's premium Velocity Frequent Flyer product. Featuring a relatively high points earn rate which is Virgin Money's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% points earn rates, for an average spend of $5,000 per month. Further, the product has a $289 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and an annual $129 Virgin Australia Gift Voucher.

Product Details
If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. Earn Velocity Points on your everyday spend, plus enjoy exclusive flight benefits and a range of complimentary insurances. It’s a seriously rewarding credit card."
- Virgin Money

Earn Velocity Points

1point per $1 spent up to $8,000, then 0.5 per statement

Account Fees

$289 annual account fee

Additional Cardholder Fees

$89 additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.30% international transaction fee

Other fees may apply.


20.74% p.a. purchase rate

20.99% p.a. cash advance rate

Up to 44 interest fee days on purchases

Annual Credit

$129 Virgin Australia Gift Voucher each year



International Travel Insurance

Transit Accident Insurance

Extended Warranty Insurance

Purchase Cover

Guaranteed Pricing Scheme

Airport Lounge Access

2 x Single Entry Virgin Australia domestic Lounge invitations each year

Bonus Points Offer

100,000bonus points

0% for 12 monthson balance transfers, reverts to 20.99% p.a.

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Virgin Money website.

points per
$1 spend*
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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