The Virgin Money No Annual Fee Credit Card offers 0% p.a. for 12 months on purchases. Ongoing benefits include no annual fee.
Updated 4 December 2023
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The Virgin Money No Annual Fee credit card is one of Virgin Money's low fee products. Featuring no annual fee, which is Virgin Money's lowest standard annual fee, including up to 55 interest free days. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee.
Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees.
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No rewards program
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$0 annual account fee
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No additional cardholder fee
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Up to 4 additional cardholders
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3.30% international transaction fee
Other fees may apply.
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18.99% p.a. variable purchase rate
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20.99% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Fraudshield
0% p.a. for 12 monthson purchases
0% for 12 monthson balance transfers, reverts to 20.99% p.a.
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Virgin Money website.