Virgin Money Reward Me Fixed Rate Home Loan
(no longer for sale)
The Virgin Money Reward Me Fixed Rate Home Loan offers fixed rates from 6.49% p.a. (6.60% p.a. comparison rate*). Low deposit home loans.
Updated 18 September 2025
Fact checked and verified. Updated 18 September 2025
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Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
40%+
for my
Home
Principal & Interest(% p.a.)
Rate
Type
Type
Interest
Rate
Rate
Comparison
Rate*
Rate*
2 Year Fixed
6.69%
6.63%
3 Year Fixed
6.49%
6.60%
4 Year Fixed
6.69%
6.68%
5 Year Fixed
6.74%
6.72%
Interest Only(% p.a.)
Rate
Type
Type
Interest
Rate
Rate
Comparison
Rate*
Rate*
2 Year Fixed
7.09%
6.71%
3 Year Fixed
6.79%
6.69%
4 Year Fixed
7.19%
6.86%
5 Year Fixed
7.39%
7.01%
Expert Review
Product Details
With our Reward Me Home Loan, we keep our rates low so you could keep more money in your pocket"
- Virgin Money
Fees
•
$300 establishment fee
•
$10 ongoing monthly fee
Other fees may apply.
Loan Amount
•
From $75,000
Feature
•
Split your loan into fixed and variable rate portions
•
Make extra repayments
•
Ability to lock in the current fixed rate
TMD
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Virgin Money website.
More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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