The Virgin Money Reward Me Fixed Rate Home Loan offers fixed rates from 6.49% p.a. (6.60% p.a. comparison rate*). Low deposit home loans.
Updated 2 September 2025
See what your bank will offer you to stay
* See details below
2 Year Fixed
6.69%
6.63%
3 Year Fixed
6.49%
6.60%
4 Year Fixed
6.69%
6.68%
5 Year Fixed
6.74%
6.72%
2 Year Fixed
7.09%
6.71%
3 Year Fixed
6.79%
6.69%
4 Year Fixed
7.19%
6.86%
5 Year Fixed
7.39%
7.01%
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$300 establishment fee
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$10 ongoing monthly fee
Other fees may apply.
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Split your loan into fixed and variable rate portions
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Make extra repayments
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Ability to lock in the current fixed rate
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Virgin Money website.