Westpac Altitude Black Credit Card
The Westpac Altitude Black Credit Card offers 140,000 bonus Westpac Altitude Points. Ongoing benefits include Westpac Altitude Points earned on everyday purchases, complimentary travel insurance, and Priority Pass airport lounge passes.
Updated 18 May 2022
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The Westpac Altitude Black credit card is Westpac's premium Westpac Altitude product. Featuring a relatively high points earn rate which is Westpac's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $250 annual fee, including up to 45 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Westpac Altitude Points
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1.25points per $1 spent
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$250 annual account fee
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$0 rewards fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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19.99% p.a. purchase rate
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21.49% p.a. cash advance rate
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Up to 45 interest fee days on purchases
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Overseas Travel Insurance
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Interstate Flight Inconvenience Insurance
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Transit Accident Insurance
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Purchase Security Insurance
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Price Guarantee Cover
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Extended Warranty Insurance
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Rental Vehicle Excess in Australia Insurance
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2 x Priority Pass airport lounge passes each year
140,000bonus points
0% for 24 monthson balance transfers (1.00% fee applies), reverts to 21.49% p.a.
$99annual fee in first year
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.
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$1 spend*