Westpac Altitude Platinum Credit Card

The Westpac Altitude Platinum Credit Card offers 110,000 bonus Westpac Altitude Points. Ongoing benefits include Westpac Altitude Points earned on everyday purchases, and complimentary travel insurance.


Updated 18 May 2022

* See details below

Expert Review

The Westpac Altitude Platinum credit card is one of Westpac's mid-tier Westpac Altitude products. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $150 annual fee, including up to 45 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Product Details
A platinum rewards credit card with complimentary insurance covers, bonus rewards points offers and no cap on the points you earn."
- Westpac
Rewards

Earn Westpac Altitude Points

1point per $1 spent

Fees
Account Fees

$150 annual account fee

$0 rewards fee

Additional Cardholder Fees

No additional cardholder fee

Up to 1 additional cardholder

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

19.99% p.a. purchase rate

21.49% p.a. cash advance rate

Up to 45 interest fee days on purchases

Features
Insurance

Overseas Travel Insurance

Transit Accident Insurance

Purchase Security Insurance

Extended Warranty Insurance

Offers
Bonus Points Offer

110,000bonus points

0% for 24 monthson balance transfers (1.00% fee applies), reverts to 21.49% p.a.

$49annual fee in first year

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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