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Westpac Altitude Qantas Black Credit Card

The Westpac Altitude Qantas Black Credit Card offers up to 120,000 bonus Qantas Points. Ongoing benefits include Qantas Points earned on eligible purchases, complimentary travel insurance, and Qantas Club lounge invitations.


Updated 6 July 2024


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Expert Review

The Westpac Altitude Qantas Black credit card is one of Westpac's premium Qantas Frequent Flyer products. Featuring a competitive points earn rate, the card provides premium features such as insurances. Further, the product has a $370 annual fee, including up to 45 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Bonus Points.
For a limited time the Westpac Altitude Qantas Black credit card has a bonus Qantas Points offer, where you could receive 90,000 bonus Qantas Points in the first year and 30,000 bonus Qantas Points in the second year. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Our premier Qantas credit card gets you a high Qantas Points earn rate as well as complimentary airport lounge access, insurances and concierge."
- Westpac
Rewards

Earn Qantas Points

0.75points per $1 spent

187,500 annual points cap

Fees
Account Fees

$295 annual account fee

$75 rewards fee

Additional Cardholder Fees

No additional cardholder fee

Up to 1 additional cardholder

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

20.99% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 45 interest free days on purchases

Features
Insurance

Overseas Travel Insurance

Interstate Flight Inconvenience Insurance

Transit Accident Insurance

Purchase Security Insurance

Price Guarantee Cover

Extended Warranty Insurance

Rental Vehicle Excess in Australia Insurance

Airport Lounge Access

2 x Qantas Club lounge invitations each year

Offers
Bonus Points Offer

up to 120,000bonus points

90,000 bonus points in year 1 + 30,000 bonus points in year 2.
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

Alternative Credit Cards
More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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