The Westpac Altitude Velocity Black Credit Card offers 120,000 bonus Velocity Points. Ongoing benefits include Velocity Points earned on everyday purchases, complimentary travel insurance, and Virgin Australia lounge invitations.
Updated 18 May 2022
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The Westpac Altitude Velocity Black credit card is Westpac's premium Velocity Frequent Flyer product. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $300 annual fee, including up to 45 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Velocity Points
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0.75points per $1 spent
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$250 annual account fee
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$50 rewards fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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19.99% p.a. purchase rate
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21.49% p.a. cash advance rate
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Up to 45 interest fee days on purchases
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Overseas Travel Insurance
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Interstate Flight Inconvenience Insurance
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Transit Accident Insurance
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Purchase Security Insurance
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Price Guarantee Cover
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Extended Warranty Insurance
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Rental Vehicle Excess in Australia Insurance
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2 x Virgin Australia lounge invitations each year
up to 120,000bonus points
0% for 24 monthson balance transfers (1.00% fee applies), reverts to 21.49% p.a.
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.