Westpac Altitude Velocity Black Credit Card
The Westpac Altitude Velocity Black Credit Card offers up to 120,000 bonus Velocity Points. Ongoing benefits include Velocity Points earned on eligible purchases, complimentary travel insurance, and Virgin Australia lounge invitations.
Updated 3 July 2025
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The Westpac Altitude Velocity Black credit card is Westpac's premium Velocity Frequent Flyer product. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $370 annual fee, including up to 45 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Velocity Points
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0.75points per $1 spent
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$295 annual account fee
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$75 rewards fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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20.99% p.a. variable purchase rate
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21.99% p.a. variable cash advance rate
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Up to 45 interest free days on purchases
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Overseas Travel Insurance
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Interstate Flight Inconvenience Insurance
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Transit Accident Insurance
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Purchase Security Insurance
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Price Guarantee Cover
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Extended Warranty Insurance
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Rental Vehicle Excess in Australia Insurance
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2 x Virgin Australia lounge invitations each year
up to 120,000bonus points
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.