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Westpac Altitude Velocity Platinum Credit Card

The Westpac Altitude Velocity Platinum Credit Card offers up to 80,000 bonus Velocity Points. Ongoing benefits include Velocity Points earned on eligible purchases, and complimentary travel insurance.


Updated 22 May 2024


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Expert Review

The Westpac Altitude Velocity Platinum credit card is Westpac's mid-tier Velocity Frequent Flyer product. Featuring a relatively low points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $250 annual fee, including up to 45 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Bonus Points and discounted Annual Fee in first year.
For a limited time the Westpac Altitude Velocity Platinum credit card has a bonus Velocity Points offer, where you could receive 60,000 bonus Velocity Points in the first year and 20,000 bonus Velocity Points in the second year. In addition, the product also has a $99 annual fee in first year, which is a saving of $151 from the standard fee of $250. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
Earn Velocity Points directly into your Velocity Frequent Flyer account and enjoy Platinum credit card benefits."
- Westpac
Rewards

Earn Velocity Points

0.5points per $1 spent

Fees
Account Fees

$175 annual account fee

$75 rewards fee

Additional Cardholder Fees

No additional cardholder fee

Up to 1 additional cardholder

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

19.99% p.a. variable purchase rate

21.49% p.a. variable cash advance rate

Up to 45 interest free days on purchases

Features
Insurance

Overseas Travel Insurance

Transit Accident Insurance

Purchase Security Insurance

Extended Warranty Insurance

Offers
Bonus Points Offer

up to 80,000bonus points

$99annual fee in first year

60,000 bonus points in year 1 + 20,000 bonus points in year 2.
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

Alternative Credit Cards
More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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