The Westpac Car Loan offers rates from 6.49% p.a. (7.69% p.a. comparison rate*). on loans of $10,000 to $100,000.
Updated 10 July 2025
* See details below
The Westpac Car Loan is a secured loan for vehicle purchases. It offers fixed interest rates from 6.49% to 12.99% p.a. The comparison rate ranges between 7.69% and 14.14% p.a.* Loan amounts range from $10,000 to $100,000. Terms are flexible, lasting from one to seven years. There is an establishment fee of $250. Monthly ongoing fees are $12. A loan closure fee of $175 may apply if you repay early.
This car loan is suitable for individuals who want financing with predictable payment amounts. It focuses on minimizing interest costs over the loan term. The fixed exit fee offers clarity on possible early repayment charges. This helps borrowers plan their finances with greater confidence during their vehicle purchase financing.
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$12 ongoing monthly fee
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Other fees may apply.
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Fixed rate from 6.49% to 12.99% p.a.
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From $10,000 to $100,000
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1, 2, 3, 4, 5, 6 or 7 years
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Secured loan
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.