Westpac Fixed Options Home Loan (Premier Advantage Package)

The Westpac Fixed Options Home Loan (Premier Advantage Package) offers fixed rates from 2.79% p.a. (3.80% p.a. comparison rate*). Up to $3,000 cash back when you refinance to Westpac. Low deposit home loans.


Updated 22 May 2022

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

2.89%

3.90%

2 Year Fixed

3.79%

3.98%

3 Year Fixed

4.29%

4.10%

4 Year Fixed

4.49%

4.21%

5 Year Fixed

4.69%

4.35%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

4.34%

4.05%

2 Year Fixed

4.49%

4.18%

3 Year Fixed

4.89%

4.35%

4 Year Fixed

5.09%

4.53%

5 Year Fixed

5.19%

4.71%

Product Details
Our Fixed Options Home Loan has a fixed interest rate and set repayments that won't change during the fixed term so you can lock in certainty."
- Westpac
Fees

•

$0 establishment fee

•

$395 ongoing annual fee

Other fees may apply.

Loan Amount

•

From $150,000

Feature

•

Split your loan into fixed and variable rate portions

•

Make extra repayments

•

Redraw extra repayments that you have made

•

Package discounts and benefits

•

Ability to lock in the current fixed rate

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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