Westpac Flexi First Option Home Loan (Intro Rate)

The Westpac Flexi First Option Home Loan (Intro Rate) offers variable rates from 2.64% p.a. (2.64% p.a. comparison rate*). Up to $3,000 cash back when you refinance to Westpac. Low deposit home loans.

Updated 5 July 2022

* See details below

Interest Rates

Enter scenario to see relevant rates

I want to borrow

with a deposit of

for my

Principal & Interest(% p.a.)

Rate
Type

Interest
Rate

Comparison
Rate*

Variable

2.74%

Expert Review

If you're looking for a fee free home loan with basic features, then the Westpac Flexi First Option Home Loan (Intro Rate) is worth considering. As one of Westpac's more basic home loan offerings, it features variable interest rates across the Owner Occupier and Investor categories, and the ability to split your loan with Westpac's fixed rates. Westpac also offers a home loan package with more comprehensive features, so it is prudent to consider what's most important to you before applying. Further details about the Westpac Flexi First Option Home Loan (Intro Rate) benefits are outlined below.

Product Details

Flexi First Option is a basic home loan with a low variable rate, no loan account fee and no lending establishment fee with Principal & Interest repayments."

- Westpac

Fees

•

$0 establishment fee

•

$0 annual fee

Other fees may apply.

Loan Amount

•

From $0

Feature

•

No ongoing fees

•

Split your loan into fixed and variable rate portions

•

Make extra repayments

•

Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

More information

* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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