The Westpac Lite Credit Card offers a range of benefits including a low ongoing interest rate, no international transaction fees.
Updated 18 May 2022
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The Westpac Lite credit card is one of Westpac's low interest rate products. Featuring a competitive Purchase interest rate of 9.90%, and including up to 45 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% lowest purchase rates. Further, the product has a $9 monthly fee. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no foreign transaction fees, which are commonly around 3%, this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas and no additional cardholder fees.
No rewards program
$9 monthly account fee
No additional cardholder fee
Up to 1 additional cardholder
No international transaction fee
Other fees may apply.
9.90% p.a. purchase rate
Up to 45 interest fee days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.