Westpac Low Fee Credit Card
The Westpac Low Fee Credit Card offers . Ongoing benefits include a low ongoing annual fee.
Updated 8 May 2025
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As the name suggests, the Westpac Low Fee credit card is one of Westpac's low fee products. Featuring a reasonably priced $30 annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees and an ongoing spend based annual fee waiver, when the customer spends $5,000 per year.
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No rewards program
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$30 annual account fee, waived when you spend $5,000 in 12 months
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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20.99% p.a. variable purchase rate
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21.99% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.