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Westpac Low Fee Credit Card

The Westpac Low Fee Credit Card offers . Ongoing benefits include a low ongoing annual fee.


Updated 15 July 2024


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Expert Review

As the name suggests, the Westpac Low Fee credit card is one of Westpac's low fee products. Featuring a reasonably priced $30 annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the lowest 25% annual fee products.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees and an ongoing spend based annual fee waiver, when the customer spends $5,000 per year.

$0 Annual Fee in first year.
For a limited time the Westpac Low Fee credit card has a $0 annual fee in first year, which is a saving of $30. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
A straightforward credit card with no annual card fee in the first year and up to 55 days interest free on purchases."
- Westpac
Rewards

No rewards program

Fees
Account Fees

$30 annual account fee, waived when you spend $5,000 in 12 months

Additional Cardholder Fees

No additional cardholder fee

Up to 1 additional cardholder

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

20.99% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases

Offers
Introductory Offer

$0annual fee in first year

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.