The Westpac Low Fee Credit Card offers 0% p.a. for 15 months on purchases. Ongoing benefits include low ongoing annual fees.
Updated 18 May 2022
As the name suggests, the Westpac Low Fee credit card is one of Westpac's low fee products. Featuring a reasonably priced $30 annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no additional cardholder fees and an ongoing spend based fee waiver, when the customer spends $5,000 per year.
No rewards program
$30 annual account fee, waived when you spend $5,000 in 12 months
No additional cardholder fee
Up to 1 additional cardholder
3.00% international transaction fee
Other fees may apply.
20.09% p.a. purchase rate
21.49% p.a. cash advance rate
Up to 55 interest fee days on purchases
0% p.a. for 15 monthson purchases
$0annual fee in first year
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.