HomePersonal LoansWestpacUnsecured Personal Loan

Westpac Unsecured Personal Loan

The Westpac Unsecured Personal Loan offers rates from 7.99% p.a. (9.18% p.a. comparison rate*). on loans of $4,000 to $50,000.

Updated 28 September 2023

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Expert Review

Westpac Unsecured Personal Loan is an unsecured loan with a fixed rate from 7.99% to 17.49% p.a. (9.18% to 18.62% p.a. comparison rate). Loan amounts range from $4,000 to $50,000. The loan can be repaid over 1-7 years with an establishment fee of $250 and an ongoing fee of $12 per month (which may be waived in certain circumstances). A loan closure fee of $175 may also apply depending on the situation.

If you’re looking for a way to consolidate debt, renovate your house or go on that trip, this loan could be suitable for you. It offers the certainty of fixed repayment amounts plus same day finance availability when approved by Westpac Bank Australia Limited ABN 33 007 457 141 AFSL and Australian credit licence 233714.

Product Details

$250 establishment fee

$12 ongoing monthly fee

$175 early repayment fee may apply

Other fees may apply.


Fixed rate from 7.99% to 20.49% p.a.

Loan Amount

From $4,000 to $50,000

Loan Terms

1, 2, 3, 4, 5, 6 or 7 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the Westpac website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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