HomeCar LoansWisrSecured Car Loan

Wisr Secured Car Loan

The Wisr Secured Car Loan offers rates from 7.54% p.a. (9.08% p.a. comparison rate*). on loans of $10,000 to $147,000.


Updated 11 August 2026


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Expert Review

The Wisr Secured Car Loan provides a fixed-rate secured lending option. Interest rates range from 7.54% to 13.69% p.a. The comparison rate is between 9.08% and 15.22% p.a.. Loan amounts available range from $10,000 to $147,000. Borrowers can choose flexible terms of 3, 5, or 7 years. An establishment fee of $605 applies at the start. There is also a monthly fee of $10 for the loan duration.

This loan could be a good option for those looking for car finance. It offers the predictability of fixed repayments. It also aims to lower overall interest costs. You can access the funds quickly, within two business days after approval. There are no penalties for early repayment. This provides more flexibility in managing your loan obligations.

This review is produced using a programmatic methodology designed by our product experts and automatically updated to reflect current product information. AI may be used to improve readability. This content is general information and should be verified with the product provider.
Product Details
Fees

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Establishment fee from $605 applies

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$10 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 7.54% to 13.69% p.a.

Loan Amount

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From $10,000 to $147,000

Loan Terms

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3, 5 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Wisr website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.