HomeCar LoansWisrSecured Car Loan

Wisr Secured Car Loan

The Wisr Secured Car Loan offers rates from 7.54% p.a. (9.08% p.a. comparison rate*). on loans of $10,000 to $147,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Wisr Secured Car Loan is a fixed-rate secured loan for vehicle purchases. It offers competitive interest rates from 7.54% to 13.69% p.a. The comparison rate ranges between 9.08% and 15.22% p.a.* Loan amounts start at $10,000 and go up to $147,000. Repayment terms are flexible, available for 3, 5, or 7 years. There is an establishment fee of $605. Borrowers also pay a monthly ongoing fee of $10.

This loan could be a good choice for those looking for car finance with fixed repayments. It helps provide predictability in payments. It also aims to lower overall interest costs. Another benefit is that funds are available within two business days after approval. There are no penalties for early repayment. This offers more flexibility in managing your finances.

Product Details
Fees

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Establishment fee from $605 applies

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$10 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 7.54% to 13.69% p.a.

Loan Amount

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From $10,000 to $147,000

Loan Terms

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3, 5 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Wisr website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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