HomeCar LoansWisrUnsecured Car Loan

Wisr Unsecured Car Loan

The Wisr Unsecured Car Loan offers rates from 8.49% p.a. (9.33% p.a. comparison rate*). on loans of $5,000 to $64,000.

Updated 10 July 2024

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Expert Review

Wisr Unsecured Car Loan provides an unsecured loan with a fixed rate from 8.50% to 18.45% p.a. (9.34% to 18.87% p.a. comparison rate). You can borrow from $5,000 up to $64,000 for 3 years, 5 years or 7 years. There is an establishment fee of $595 with no ongoing fees per month.

This loan may be suitable if you are looking for car finance that does not need to be secured against the vehicle and values the certainty of set payment amounts each month. Additionally, Wisr offers loan finance available within 2 business days once approved and there is no fee charged for paying out your loan early should you wish to do so before the end of your term period.

Product Details

$595 establishment fee

$0 annual fee

No early repayment fee

Other fees may apply.


Fixed rate from 8.49% to 23.29% p.a.

Loan Amount

From $5,000 to $64,000

Loan Terms

3, 5 or 7 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the Wisr website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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