HomeCar LoansWisrUnsecured Car Loan

Wisr Unsecured Car Loan

The Wisr Unsecured Car Loan offers rates from 9.79% p.a. (10.64% p.a. comparison rate*). on loans of $5,000 to $63,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Wisr Unsecured Car Loan features a fixed interest rate from 9.79% to 24.54% p.a. The comparison rate ranges between 10.64% and 25.32% p.a.. This ensures borrowers have predictable repayments throughout the loan term. You can borrow amounts between $5,000 and $63,000. Loan terms are flexible, available for 3, 5, or 7 years. An establishment fee of $595 applies at the start. There are no ongoing monthly fees with this loan.

This product may suit individuals looking for car finance without securing the loan against their vehicle. It is great for those who value the certainty of fixed repayments. Additional benefits include access to funds within two business days after approval. There are no penalties for early repayment. This offers greater flexibility in managing your car financing.

Product Details
Fees

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$595 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 9.79% to 24.54% p.a.

Loan Amount

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From $5,000 to $63,000

Loan Terms

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3, 5 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Wisr website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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